Flood insurance is all we do.
At Nations Flood Solutions, we specialize in one thing — flood insurance. We're not a multi-line agency trying to do it all. We are flood insurance experts, and that focused expertise means our clients get better coverage, better rates, and better guidance than they would anywhere else.
We've been serving Mississippi families and businesses since the aftermath of Hurricane Katrina, when it became painfully clear just how many residents were left unprotected. We made it our mission to change that, one policy at a time.
Contact us today at 601-750-3052 or request a free quote online. We'll walk you through everything.
One of the most flood-vulnerable states.
Bordered by the mighty Mississippi River to the west and the Gulf of Mexico to the south, and laced with rivers, bayous, and backwater areas throughout, flooding is not a question of if — it's a question of when.
Yet a surprising number of homeowners remain uninsured against flood damage. Many assume their standard homeowners or renters insurance covers flooding.
It does not.
Flood damage requires a separate, dedicated flood insurance policy and we're here to help you get the right one.
The time to buy flood insurance is today.
Most flood insurance policies do not take effect until thirty days after purchase. If you wait until a storm is in the Gulf or the river is rising, it's already too late.
The short answer: almost everyone.
Even if you're not in a high-risk zone, flooding can and does happen anywhere. In fact, a significant percentage of flood claims come from properties outside of designated flood zones.
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✓Your home or business is located near a river, creek, bayou, ditch or low-lying area.
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✓You live in a FEMA-designated Special Flood Hazard Area (SFHA).
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✓Your mortgage lender requires flood insurance.
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✓You've experienced flooding before — even minor flooding.
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✓You live in a rapidly developing area where new construction has changed drainage patterns.
Residential & commercial flood insurance.
From single-family homes to commercial buildings, we tailor the policy to the property. Tell us about yours.
Residential Flood Insurance
The National Flood Insurance Program reports that one inch of water can cause up to $25,000 in damage.
One in four flood claims come from low-to-moderate-risk areas. Residential flood insurance is available to homeowners, renters, and landlords. Cost depends on coverage and flood risk.
- Homeowner, renter and landlord policies
- Coverage for the structure and the contents
- NFIP and private market options
Don't wait until it's too late. Contact us now to see how reasonable flood insurance for your home can be.
Commercial Flood Insurance
The average commercial flood claim averages somewhere between $75,000 to $100,000.
Commercial flood policies are rated based on the property's location, year of construction, elevation, flood zone, number of stories, construction type, foundation type and loss history.
- Non-residential buildings, manufacturing & commercial units
- Tailored rating based on the property's specifics
- Up to $500K through NFIP — higher limits available privately
Don't wait until it's too late. Contact us now to see how reasonable commercial flood insurance can be.
When the water recedes, two groups of people emerge.
Don't be caught on the wrong side of this divide.
— A long, difficult road
Without coverage, the road to recovery is long and difficult. FEMA assistance and SBA disaster loans may be available, but they come with limitationsTo qualify for future assistance, you are typically required to purchase flood insurance., no substitute for proper coverage.
+ Recovery begins immediately
For those with flood insurance, recovery begins immediately. A claims adjuster is assigned, the damage is assessed, and the rebuilding process starts. That peace of mind is priceless.
Specialists, not generalists.
We've helped Mississippi families recover and rebuild, and we're committed to this community. Here's what that means for you.
We focus exclusively on flood insurance.
Focused expertise means our clients get better coverage, better rates, and better guidance than they would find anywhere else.
We know Mississippi's regional flood risks.
Our team understands the unique flood risks of every region in the state, from the Delta all the way down to the Gulf Coast.
We pit top options against each other.
As an independent agency, we shop multiple carriers to find the best possible coverage and the best rate for your specific situation.
Real people answer, ready to help.
Real people answer our phones Monday through Friday, ready to help with your flood insurance questions and concerns.
Get your free flood insurance quote.
Don't wait for the next storm to find out you and your property are unprotected. Get a free quote today!
Don't wait for the next storm.
One inch of water can cause up to $25,000 in damage. The time to act is today — before you need it.